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Preventative Maintenance, Bargain Hunting, and DIY: How to Cut Down on Household Repair Costs

As a homeowner, you take pride in your home and want to keep it clean and in good condition. Hiring professionals to handle your home repairs is necessary from time to time, but that can also get expensive. So here are some money-saving tips for homeowners who want to be more proactive in keeping up with those jobs around the house. And since there are many parallels between home maintenance and car maintenance, you’ll get some bonus tips on how to apply these ideas to your vehicle as well. Fix Problems ASAP The first thing every homeowner – and car […]

5 Ways to Stay Worry-Free After Filing Bankruptcy

Receiving bills when it’s impossible to pay them, pressure from creditors and uncertainty about the future can lead to sleepless nights and days filled with worry. After filing bankruptcy, it’s time to take steps to ease your mind & reduce your worry. Breathe a sigh of relief and begin moving forward with these 5 tips.

2 Comments

  1. I love the net worth updates. I do this monthly myself and see myself in you as i get excited for $2 a month increase in principle!!! lol. A couple questions: Do you have a sample budget that you use? Also, have you considered refinancing your mortgage again? Over 4% is still pretty high. You can get a 15 year under 3% and probably wouldn’t change your payment much. Keep up the good work!

    • Hi Susan! Thanks for stopping by. I love watching the interest slowing fade away on the monthly interest! It’s so motivating!

      As far as sample budget, I use google sheets to run my budget. Are you looking for my numbers for that or looking for a spreadsheet you can plug your numbers into?
      On the mortgage, yeah I know we are a little bit high on the mortgage, but we weren’t ready to go down to a 15 year yet because we didn’t have enough equity yet not to have to bring a large sum to the table at closing so we are down to less than 19 years left… we will revisit our mortgage again pretty soon though. Our credit is great since we don’t have anything out there but our mortgage and a Kohl’s card that we don’t use but for the discount… I will have to see about the mortgage again though, thanks for the suggestion!

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