February 2018 – $125,779.25 – Net Worth Update (-$2,566.07)
Markets correct, values of assets drop, February numbers are in! We have the biggest drop in our net worth since April 2017. How do you cope with this kind of downturn? Find out my thoughts on this past month’s numbers here in our February 2018 net worth update.
January 2018 – $128,345.32 – Net Worth Update (-$747.59)
January was a mixed bag for us. Our numbers were down but our investments were way up. Check out the full report to learn more about our month.
HVAC Losing Steam? 4 Tips to Get It Back to Full Force
As a homeowner, you need to make sure that you and everyone else in your household are as comfortable as possible. If your HVAC system is losing momentum, it can make it very difficult to function properly. Here are four tips to get your HVAC back in shape.
5 Simple Ways to Save Money on Clothing
Looking for new ways to save money on clothing? Check out these five simple tips to make your next clothing shopping trip cost just a little bit less leaving more money in your pocket for other things.
7 tricks supermarkets use to make you spend more
Are you falling for any of these tricks supermarkets use to make you spend more? Find out how to overcome them in this article.
December 2017 – $129,092.91 – Net Worth Update (+$9,171.86)
I recap the last 2 months of our net worth journey and put a cap on 2017 to get ready for 2018!
Money For Meaning: Philosophy for a Life of Extraordinary Freedom Review
Life not what you expected? Money for Meaning calls us to a more meaningful life through less consumption and more living in a philosophical way.
Why Are You Building Wealth?
Why build wealth? Is it to gain more possessions and try to coast through life? Or is there more to it? Check out our family’s reasoning here.
3 Advantages of Online Banking
Online banking can be confusing with no branches to visit. However, there are advantages that you should weigh when thinking about opening up a new account.
Fun money activities your kids will love now, that will also help set them up financially for life
Teaching kids about the value of money can be hard, especially these days when
most of our day to day money transactions are done online, with our ATM card or
cell phone. But the earlier your kids start good money habits the better, so here are
4 fun activities that will teach them lifelong money lessons without them realising
it.
I love the net worth updates. I do this monthly myself and see myself in you as i get excited for $2 a month increase in principle!!! lol. A couple questions: Do you have a sample budget that you use? Also, have you considered refinancing your mortgage again? Over 4% is still pretty high. You can get a 15 year under 3% and probably wouldn’t change your payment much. Keep up the good work!
Hi Susan! Thanks for stopping by. I love watching the interest slowing fade away on the monthly interest! It’s so motivating!
As far as sample budget, I use google sheets to run my budget. Are you looking for my numbers for that or looking for a spreadsheet you can plug your numbers into?
On the mortgage, yeah I know we are a little bit high on the mortgage, but we weren’t ready to go down to a 15 year yet because we didn’t have enough equity yet not to have to bring a large sum to the table at closing so we are down to less than 19 years left… we will revisit our mortgage again pretty soon though. Our credit is great since we don’t have anything out there but our mortgage and a Kohl’s card that we don’t use but for the discount… I will have to see about the mortgage again though, thanks for the suggestion!