Top Money Hacks Shares 11 Budgeting Tips for Families
Looking for tips to help your family save on your clothes, home or food? Check out these great tips Fehmeen from Top Money Hacks put together!
July 2017 – $117,054.45 – Net Worth Update (+$3,801.02)
We had a solid up month, putting more money into savings and riding the market movement upwards. Check out the details here…
Your Guide to Traditional and Roth IRAs
An Individual Retirement Account – IRA as it’s commonly referred to – is one of the most widely- used investment tools in America. You’ve likely heard the terms, “Roth,” and, “Traditional,” used to refer to IRAs as well – but what’s the difference?
May 2017 – $113,412.39 – Net Worth Update (+$13,485.08)
We had our biggest up month to date this past month. Through a refinance and market growth, we are back on track for the year. Find out more about it here.
Stepping Away for the Summer
In the last few weeks, I’ve really begun to ponder things and what I’m doing. I’ve been going full force since August last year and have dived head first into blogging after being burned out last summer. I think I’ve come to the summer doldrums once again and am going to be stepping back to focus on my most important responsibilities, my kids. I’ve been so busy as of late, that I haven’t even been making time to write and put new ideas out there. I am still going to be around, but I won’t be accepting guest posts for […]
Excuses Are Not Reasons – Why Getting Out of Debt is So Hard
Excuses Are Not Reasons – Why Getting Out of Debt is So Hard I have struggled with debt for my entire adult life and it has been the source of great anxiety over the years. I’ve let debt hold me back from career opportunity, from relationships, and from allowing myself to simply live a better life. After firmly landing myself in over $25,000 of debt and only being able to pay off less than $2,000 each year if even that, I knew there was a problem. I needed to do something about it. You can follow my debt payoff journey […]
Fatten Up That Piggy Bank – A Budget Guide For Every Income
We all have a different approach to money. Some of us know where every dime goes. Others have a more “flexible” approach to dollars and cents. But whatever your philosophy about money, what you need is a budget to help guide you and meet both short- and long-term goals.
2017 Goals: April Accountability Check In
Well, they say April showers bring May flowers right? My goals for April did not move much. However, I’m using it as a springboard into May though.
My Financial Wake up Call – How I Changed My Relationship With My Finances
Have you gotten your financial wake up call? Daniel Palmer shares his story about how he changed his relationship with finances and moved the needle.
Health & Wealth Goal Accountability With David from RunTheMoney.com
There are many parallels that can be drawn from health and wealth goals and goal accountability in general. Check out these 3 points I thought I’d touch on.
I love the net worth updates. I do this monthly myself and see myself in you as i get excited for $2 a month increase in principle!!! lol. A couple questions: Do you have a sample budget that you use? Also, have you considered refinancing your mortgage again? Over 4% is still pretty high. You can get a 15 year under 3% and probably wouldn’t change your payment much. Keep up the good work!
Hi Susan! Thanks for stopping by. I love watching the interest slowing fade away on the monthly interest! It’s so motivating!
As far as sample budget, I use google sheets to run my budget. Are you looking for my numbers for that or looking for a spreadsheet you can plug your numbers into?
On the mortgage, yeah I know we are a little bit high on the mortgage, but we weren’t ready to go down to a 15 year yet because we didn’t have enough equity yet not to have to bring a large sum to the table at closing so we are down to less than 19 years left… we will revisit our mortgage again pretty soon though. Our credit is great since we don’t have anything out there but our mortgage and a Kohl’s card that we don’t use but for the discount… I will have to see about the mortgage again though, thanks for the suggestion!