April 2017 – $99,927.31- Net Worth Update (-$7,248.73)
We saw our first down month in April due to a large expense. Find out more in our April net worth update.
How to Include Saving for College in Your Family Budget
Saving for college with everything else going on can be tough. Check out these tips to help with budgeting for college savings.
Be The Parent – Seven Choices You Can Make to Raise Great Kids by Kendra Smiley Book Review
Raising kids isn’t easy. Kendra Smiley gives 7 choices to help make the playing field a little more even while parenting. Check out my review here.
Disaster Averted (my debt free journey)
My debt free journey was almost a complete train wreck. Staying focused on the task in front of you is the key to successfully getting out of debt.
Eight Financial Resolutions For A Small Business
Running a small business is a tough job but, if done with proper planning and management you can make a huge fortune out of it. Read guest post by Brenda!
2017 Goals: March Accountability Check In
March is long gone, but I’m still here working on our goals! Check out how I’ve progressed in 7 areas I’m working on this year!
Things I Wish I’d Known About Personal Finance When I Graduated High School
Graduating high school this year? Check out these lessons I wish I’d have known when I graduated. Maybe you can learn from my mistakes or share them.
My Debt Free Journey: The Budget Awakens
Sometimes our success doesn’t happen the first try. The Budget Awakens shares her journey to becoming more financially savvy & how some things had to give.
March 2017 – $107,176.04 – Net Worth Update (+$2,196.45)
In March, we saw our first all positive month! Get the details inside as we look through how we did with our money and any lessons we can part with.
How in 2.5 Years Anna Paid off $37,000 in Debt and Still Saved $25,000 – You Can Too!
Anna shares her success story about paying off credit card & student loan debt. Read her story here and then check out her tips on how you can do it too!
I love the net worth updates. I do this monthly myself and see myself in you as i get excited for $2 a month increase in principle!!! lol. A couple questions: Do you have a sample budget that you use? Also, have you considered refinancing your mortgage again? Over 4% is still pretty high. You can get a 15 year under 3% and probably wouldn’t change your payment much. Keep up the good work!
Hi Susan! Thanks for stopping by. I love watching the interest slowing fade away on the monthly interest! It’s so motivating!
As far as sample budget, I use google sheets to run my budget. Are you looking for my numbers for that or looking for a spreadsheet you can plug your numbers into?
On the mortgage, yeah I know we are a little bit high on the mortgage, but we weren’t ready to go down to a 15 year yet because we didn’t have enough equity yet not to have to bring a large sum to the table at closing so we are down to less than 19 years left… we will revisit our mortgage again pretty soon though. Our credit is great since we don’t have anything out there but our mortgage and a Kohl’s card that we don’t use but for the discount… I will have to see about the mortgage again though, thanks for the suggestion!