Preventative Maintenance, Bargain Hunting, and DIY: How to Cut Down on Household Repair Costs
As a homeowner, you take pride in your home and want to keep it clean and in good condition. Hiring professionals to handle your home repairs is necessary from time to time, but that can also get expensive. So here are some money-saving tips for homeowners who want to be more proactive in keeping up with those jobs around the house. And since there are many parallels between home maintenance and car maintenance, you’ll get some bonus tips on how to apply these ideas to your vehicle as well. Fix Problems ASAP The first thing every homeowner – and car […]
September 2018 Net Worth Update – $160,733.71 (+$21,286.78)
September was a stellar month with a very big gain for us overall. Check out how we did it inside!
August 2018 Net Worth Update – $139,446.93 (+$3,690.43)
Another big up month this month, led mainly by our investments. But, in reality, our growth is driven by continuing to live on less than we make and saving and giving the rest.
July 2018 Net Worth Update – $135,756.50 (+$1,338.43)
July was another up month, even though our emergency fund got creamed. Find out all about it here.
June 2018 Net Worth Update – $134,418.07 (+$1,089.72)
For June, we saw a mixed bag in our investments. Our emergency fund grew and we were positive for the month, reaching a new high on our net worth journey!
Finding Freedom in a Budget – Our Financial Transformation
Ever been so broke that you couldn’t afford groceries? Vanessa has. Find out how she changed and is now working toward debt freedom and how you can as well.
May 2018 Net Worth Update – $133,328.35 (+$2,918.21)
May is in the books! Investments grew, the mortgage got knocked down a little more, and we survived another month! Get the details here.
5 Ways to Stay Worry-Free After Filing Bankruptcy
Receiving bills when it’s impossible to pay them, pressure from creditors and uncertainty about the future can lead to sleepless nights and days filled with worry. After filing bankruptcy, it’s time to take steps to ease your mind & reduce your worry. Breathe a sigh of relief and begin moving forward with these 5 tips.
5 Ways To Start Investing In Real Estate
Real estate investing can be considered as one of the best methods available for you to make money. Here is a list of few important tips that you should keep in mind in order to get the most out of money that you invest in real estate.
April 2018 Net Worth Update – $130,410.14 (+$4,463.27)
April was a great month for us. House value was up, markets were up and another mortgage payment edged us over $130k for the first time!
I love the net worth updates. I do this monthly myself and see myself in you as i get excited for $2 a month increase in principle!!! lol. A couple questions: Do you have a sample budget that you use? Also, have you considered refinancing your mortgage again? Over 4% is still pretty high. You can get a 15 year under 3% and probably wouldn’t change your payment much. Keep up the good work!
Hi Susan! Thanks for stopping by. I love watching the interest slowing fade away on the monthly interest! It’s so motivating!
As far as sample budget, I use google sheets to run my budget. Are you looking for my numbers for that or looking for a spreadsheet you can plug your numbers into?
On the mortgage, yeah I know we are a little bit high on the mortgage, but we weren’t ready to go down to a 15 year yet because we didn’t have enough equity yet not to have to bring a large sum to the table at closing so we are down to less than 19 years left… we will revisit our mortgage again pretty soon though. Our credit is great since we don’t have anything out there but our mortgage and a Kohl’s card that we don’t use but for the discount… I will have to see about the mortgage again though, thanks for the suggestion!