3 Ways You Should Vet A Car Before You Buy It At Any Price
Buying a vehicle requires a long-term commitment. Many people drive a vehicle for at least a couple of years. It affects your budget, your road safety, even your daily life experience. As you prepare to purchase your next vehicle,check out a few important factors that make the most intelligent buying decision possible.
Spending Too Much? 4 Frugal Moves to Save Money Each Month
If you feel like you can’t make ends meet each month, it may be because you are spending too much money on unnecessary expenses. It is also possible that you are paying more than you have to for heating, air conditioning and other utilities. Let’s look at some frugal moves to save money each month.
What Does Your Family Financial Success Story Look Like?
With all the different financial goals floating around, it can be hard to get on track and get started. I get a chance to share our family financial success story with Elle Martinez from the Couple Money podcast and give you some tips on how to make your success story happen.
Tips for Qualifying for a Construction Loan
Are you looking to take out a construction loan for your next home? Check out these tips to help making qualifying much easier.
The Debt Sandwich: Where to Start When Both You and Your Business Owe Money
Business owners may find themselves in this place by personally guaranteeing a business loan or credit card. You will need to make changes fast because you have more than a business to lose. The bank may come after your belongings, even your home if you fail to make payments on a business account.
March 2018 Net Worth Update – $125,946.87 (+$167.62)
Markets have another downward month. We run into a few emergency fund purchases. Our net worth eeks out a small gain. Find out all about in our March 2018 net worth update and weigh in about how your month went financially.
Fun, Frugal Activities To Do With The Kids Over Spring Break
Are you looking for things to do over spring break with your kids? I’ve compiled a lot of the frugal activities to do with the kids over spring break. Check them out and work them into your week as well!
Cubicle Jail Break: My Journey Toward Passive Income & International Nomadism
Brian Davis shares his journey about how he and his wife have beat the traditional job and have created financial freedom to pursue their dreams of traveling.
Advanced Frugality 101 – How to save more in special circumstances
Being frugal to save money is a great way to build wealth over time. Check out these 9 tips on advanced frugality to help you make the most of your monthly budget and to save money when times are tough or you are in a pinch.
5 Great Ways to Save Money on Your Home’s Electrical Repairs
Electrical repairs are expensive. Done the right way can cost hundreds of dollars a day. Not to mention the safety issues of doing it yourself. Even though hiring an electrician can be pricey, there’s a few smart ways to keep costs down. Here are 5 ways that homeowners can save money on their home’s electrical repairs.
I love the net worth updates. I do this monthly myself and see myself in you as i get excited for $2 a month increase in principle!!! lol. A couple questions: Do you have a sample budget that you use? Also, have you considered refinancing your mortgage again? Over 4% is still pretty high. You can get a 15 year under 3% and probably wouldn’t change your payment much. Keep up the good work!
Hi Susan! Thanks for stopping by. I love watching the interest slowing fade away on the monthly interest! It’s so motivating!
As far as sample budget, I use google sheets to run my budget. Are you looking for my numbers for that or looking for a spreadsheet you can plug your numbers into?
On the mortgage, yeah I know we are a little bit high on the mortgage, but we weren’t ready to go down to a 15 year yet because we didn’t have enough equity yet not to have to bring a large sum to the table at closing so we are down to less than 19 years left… we will revisit our mortgage again pretty soon though. Our credit is great since we don’t have anything out there but our mortgage and a Kohl’s card that we don’t use but for the discount… I will have to see about the mortgage again though, thanks for the suggestion!