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Tomorrow is the 4th of July here in the USA and a lot of people are going to be celebrating many different ways whether it be a BBQ cookout with friends, baseball games, fireworks in the sky, carnivals, road trips, there are many ways to blow your budget for July. Make sure you don’t take it too far by remembering ways to save that we will talk about here.
Have a Potluck
If you are going over to someone’s house for a cookout, see if they’d be open to a potluck where everyone brings a side dish, dessert or even their own meat. This will give you the ability to help keep everyone’s costs down since you can shop for yourself and everyone gets to eat what they want. Just be sure to have enough money to cover this in your grocery budget for the month.
Budget For Fireworks
Everyone loves to set off those things that go boom in the sky! Make sure you don’t overspend by only buying what you can afford in fireworks or, better yet, go in with a few friends with a plan and share. That way you all get some fun stuff and you get to share the experience together. Just be sure to be safe lighting them and don’t forget the fun sprinklers for the younger kids as they can be a lot of fun.
If you are planning on just going out to a professional show, see if you can carpool with friends or park for free and walk a little ways to get there. Arrive early to get the best seats and make sure to bring snacks, bug spray and other essentials so you don’t have to pay retail prices at the display vendors.
Carnivals
If you are going to be hitting up the carnivals this summer, look at the agenda for the whole event and see when they offer the best deals. We were able to take our daughters to the Prairie Fest Carnival where our older one got to ride unlimited rides for five hours for $20! Don’t let the fun stop, just plan to do it at the right times. Most places offer a discount day for rides.
Make sure you eat before you go. Carnival food is expensive! Plan to bring snacks and water if possible and save your money for the experience instead of the food. Your wallet and your gut will thank you!
Road Trips
Save on road trips by planning your stops outside of vacation destinations so that you aren’t paying retail price for where you are staying. Try to fill up your gas outside of big towns and use apps like GasBuddy to find the cheapest gas nearby to you. Again, pack snacks so that your food doesn’t eat up your whole budget too. And, of course, you are going to want to be sure to have a budget funded to take your trip so that you don’t come back and a have to worry about how you are going to pay for your experience. Paying cash for it means only the good parts follow you back!
Budget For Expenses
Above all, just make sure that you have enough money in your monthly budget to make sure that you can actually have some fun. By setting aside a little bit of money and making sure that you make a good plan, you can have a lot of fun and create some great memories for your family for years to come. Don’t get so into the moment that you end up blowing your budget just because you got impulsive.
Happy Independence Day and I hope everyone gets out there and is able to celebrate safely and have a great time!
Steven Goodwin
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