49 days in: Time to celebrate!
So, 49 days in and I am still going strong! I have had a setback or two, but am still doing well. This was supposed to go out yesterday, but time got away from me, so I’m finishing the post this morning. Here’s my success story so far! I was very happy to step on the scale this morning and be pleasantly surprised that I was now down below 215 lbs! Today’s weigh in puts me over 15 lbs lost overall, so I am now about 1/3 of my way to my goal weight of 185! Workouts My workouts were […]
Sinking Funds and How We Use Ours To Keep Murphy Away
Sinking Funds can really be a way to smooth out your budget and help you save for irregular expenses.
So, I went for my first run (jog) in a while…
Last night I got up the courage to go out and try my legs at running/jogging again. It was right after dinner and after looking at my watch, it looked like the weather would hold off for a little while, but I wasn’t sure how long. But, I wasn’t letting anything deter me. I got out there and fired up my watch for my first “outdoor run” workout. Of course with the Apple Watch, you have to carry the phone with you for the first 20 minutes of exercise so that the watch can calibrate your stride and pace better. […]
My Results: first 30 days of working out and watching what I eat
So, today is 3 days past my 30 day mark that I got my Fitbit Aria Smart Scale. I have incorporated quite a few new routines into my lifestyle and am seeing some great progress! If you haven’t seen my series about my Weight Loss Journey, please check it out here. Here is my graph of how my weight has moved daily over the last 30 days: As you can see from the image, I am down 7.9 lbs from my start and if I were to go from the day I got my scale, I would actually be down […]
My Weight Loss Journey: 15 days in and down!
So here we are, 15 days after I have started tracking my weight with my new Fitbit Aria Smart Scale. I have really had some ups and downs over this time. I have been having fun seeing the numbers come in easier and faster then ever. I have to say that I am impressed by this scale and how well it measures. My Last 2 Weeks First, my review of my weight journey so far. When I started back on my first day with this scale, I was at 229.8 lbs and that was a big shocker to me as […]
Weight Loss Yo-Yo’s – My Stick In The Sand Starts Now!
So many of us do it. We want to lose those 10 or 20 pounds. We get excited and start to get on board, but by day 5 we are back into our old habits. Why do we do this? Why is it so hard to stay on track? I know that I’ve been trying to get back under 200 for some time now and everytime I start to get things going the right way, I lose hope for some reason, or I stop making watching what I’m doing a priority, or I just stop caring and start indulging once […]
April 2015 – A Post About Net Worth
So, lately I’ve been very interested in reading and writing about raising our net worth. Since we just finished our 9 week class that we facilitated for the first time in our home called “Financial Peace University”. We have been following the Baby Steps that FPU teaches since 2011 and have since been able to pay off all of our debt other than our personal residence, replace our cars by paying cash, create a monthly budget that we follow, build up an emergency fund that is at this time 70% funded towards our goal of $15,000, and lastly, we’ve been […]
I love the net worth updates. I do this monthly myself and see myself in you as i get excited for $2 a month increase in principle!!! lol. A couple questions: Do you have a sample budget that you use? Also, have you considered refinancing your mortgage again? Over 4% is still pretty high. You can get a 15 year under 3% and probably wouldn’t change your payment much. Keep up the good work!
Hi Susan! Thanks for stopping by. I love watching the interest slowing fade away on the monthly interest! It’s so motivating!
As far as sample budget, I use google sheets to run my budget. Are you looking for my numbers for that or looking for a spreadsheet you can plug your numbers into?
On the mortgage, yeah I know we are a little bit high on the mortgage, but we weren’t ready to go down to a 15 year yet because we didn’t have enough equity yet not to have to bring a large sum to the table at closing so we are down to less than 19 years left… we will revisit our mortgage again pretty soon though. Our credit is great since we don’t have anything out there but our mortgage and a Kohl’s card that we don’t use but for the discount… I will have to see about the mortgage again though, thanks for the suggestion!