Why build wealth? Is it to gain more possessions and try to coast through life? Or is there more to it? Check out our family’s reasoning here.
Sometimes our success doesn’t happen the first try. The Budget Awakens shares her journey to becoming more financially savvy & how some things had to give.
2017 goals and resolutions can be tough. Make this year the year that you actually follow through on your goals. Check out these 7 areas to set goals in.
Kyle shares how he paid off over $33,000 in 18 months while earning a teacher’s salary! Check out his tips here to implement on your debt free journey!
So, all the hard work has finally paid off! We finally hit our magic number in our emergency fund and I made the transfer on 8/11/15 to finish it up! This is a very exciting moment since it means that we have finally set a solid foundation by paying off all debt but our home mortgage and getting a 3-6 month emergency fund in place. We are now set up to focus on taking our extra money and begin investing it into long term growth. It has really been a long road for us to reach this milestone and took […]
My wife and I have paid off over $27,000 in student loan debt in just 2 years. This is our story of how we got on a plan and started building wealth.
This has to be my absolutely favorite Dave Ramsey quote due to the fact that it’s what changed our family tree and took us from a negative net worth to a positive one and grows it for us every month as we go forward. Actually, there is a little more to the quote then this as well. Dave goes on to say, “Nothing happens without focus, so when you try to do six things at once, nothing seems to happen. You can’t get out of debt and fund retirement adequately and fund the emergency fund. When you attack one thing and […]
We all know that we should have some savings on hand in order to give ourselves margin and put a gap between us and our problems. The bigger our emergency fund, the better prepared we are if something is to happen that is not budgeted for and can’t wait to be put into the budget. Emergencies include, but are not limited to: Furnace going out in the dead of winter Having to fix your car because something went wrong like the transmission went out The roof starts leaking Emergency visit to the hospital These are things that happen, but we […]