Financial Challenges To Try Out

There are a ton of financial challenges out there. Today, I am going to feature a few that I feel would be great for you to look at and possibly try. Challenges are great and allow for us to focus for a certain amount of time on a goal. I don’t think that going through these is ever going to result in someone being worse off then when they started. Take a look through the list and make sure to click over to get more info from the websites I’ve linked. I would love to know if you’ve taken these […]

The Many Customer Types You Meet In Retail

Working in a customer facing environment where you are taking people’s money while conversing with them, you get to meet all kinds of people. This past week has really opened my eyes to all the different people out there that are really having some struggles, whether self inflicted or just going through a rough patch, or just starting out.

How To Cash Flow Emergencies When You Don't Have An Emergency Fund

How To Cash Flow Emergencies With No Emergency Fund

Emergencies happen all the time. Dave Ramsey commonly says “it’s not if they will happen, it’s when”. We know that we have to prepare for unexpected events to come up and rear their ugly head at some point. How do you handle emergencies when they happen? There are people out there that use a credit card as their emergency fund. Heck, for a little while we have done this as we build up ours. I don’t recommend going this route as common sense would ask, “why are you adding more debt during an emergency”? As we build our emergency fund, we are […]

6 Things to Think About When Getting a Pay Raise

So, you’ve been working hard to earn more income, you have been putting in the overtime and making yourself as productive and useful as possible. The boss finally realizes that you are worth more at your job and decides to give you a raise. Yay! What do you do with the extra money you are making? I think this question has a lot to do with where you are at in your path to financial freedom. If you still have debt and are still working to pay it off, then your choice is easy, just apply the extra to your […]