Today, I wanted to tackle a question that I found on Facebook: I have direct deposit with my paycheck. How do you recommend doing the envelope system after my paycheck has already been deposited? By having direct deposit, you are already making your life easier. You are having your money deposited into your account, many times sooner than expected in my experience, and don’t usually have any wait time to access your funds. That is very nice news! As far as doing the envelope system after it’s already been deposited, all you have to do is make a nice little […]
Sinking Funds can really be a way to smooth out your budget and help you save for irregular expenses.