Being frugal to save money is a great way to build wealth over time. Check out these 9 tips on advanced frugality to help you make the most of your monthly budget and to save money when times are tough or you are in a pinch.
Category Archives: Emergency Fund
3 Advantages of Online Banking
Online banking can be confusing with no branches to visit. However, there are advantages that you should weigh when thinking about opening up a new account.
Researching to Make a Replacement Purchase – How We’re Fixing Our Roof
Replacing a roof is a big purchase especially when it comes up sooner than you expected. Check out the steps we are taking to research and replace our roof.
How To Stay Focused On Your Goals When Disaster Or Impulse Strikes
Staying focused on financial goals during emergencies or impulse decisions can be hard. Check out these ideas to help you cope better next time it happens.
The Time Our Emergency Fund – and Plan – Saved The Day
Sometimes you might doubt whether having a three to six month emergency fund is really necessary.
We Finally Closed Our Credit Card Accounts
So, Sunday morning I was hustling around and trying to get as much done before having to head out to church, taking advantage of my wife and kids being gone (they slept over at grandma’s house). It’s amazing the things you can get done when you are distraction free lol. Anyways, we have been going through Financial Peace University, and last week, we had the “Dumping Debt” lesson. Now, Jenni and I have been debt free, other than our house, since June 2013. But, for some reason, I couldn’t bring myself to actually close our two credit card accounts because […]
FPU Week 1: Super Saving
Jenni and I are working through Financial Peace University this fall and I thought I would do a companion series following the main principles and lessons from our classes. This particular article is based off of the lesson: Super Saving. If you haven’t taken Financial Peace University, I would highly recommend and encourage you check it out as it has completely changed how we handle our money and has allowed us to make a huge turn around in our finances as well as other parts of our marriage as well. What do you expect to be your greatest challenge as […]
Baby Step 3: Fully Funded Emergency Fund Update
So, all the hard work has finally paid off! We finally hit our magic number in our emergency fund and I made the transfer on 8/11/15 to finish it up! This is a very exciting moment since it means that we have finally set a solid foundation by paying off all debt but our home mortgage and getting a 3-6 month emergency fund in place. We are now set up to focus on taking our extra money and begin investing it into long term growth. It has really been a long road for us to reach this milestone and took […]
July 2015 – $69,108 – Net Worth Update (+$2,316.50)
An awesome month for sure as we grew our emergency fund savings a lot this month. See how we did it in this update.
Financial Challenges To Try Out
There are a ton of financial challenges out there. Today, I am going to feature a few that I feel would be great for you to look at and possibly try. Challenges are great and allow for us to focus for a certain amount of time on a goal. I don’t think that going through these is ever going to result in someone being worse off then when they started. Take a look through the list and make sure to click over to get more info from the websites I’ve linked. I would love to know if you’ve taken these […]