Cutting costs to some simple things in your life can really help save money in the long run. Check out these simple things I’ve given up to save money.
Category Archives: Budgeting
6 Things to Think About When Getting a Pay Raise
So, you’ve been working hard to earn more income, you have been putting in the overtime and making yourself as productive and useful as possible. The boss finally realizes that you are worth more at your job and decides to give you a raise. Yay! What do you do with the extra money you are making? I think this question has a lot to do with where you are at in your path to financial freedom. If you still have debt and are still working to pay it off, then your choice is easy, just apply the extra to your […]
Sinking Funds and How We Use Ours To Keep Murphy Away
Sinking Funds can really be a way to smooth out your budget and help you save for irregular expenses.
April 2015 – A Post About Net Worth
So, lately I’ve been very interested in reading and writing about raising our net worth. Since we just finished our 9 week class that we facilitated for the first time in our home called “Financial Peace University”. We have been following the Baby Steps that FPU teaches since 2011 and have since been able to pay off all of our debt other than our personal residence, replace our cars by paying cash, create a monthly budget that we follow, build up an emergency fund that is at this time 70% funded towards our goal of $15,000, and lastly, we’ve been […]