Excuses Are Not Reasons – Why Getting Out of Debt is So Hard

Excuses Are Not Reasons – Why Getting Out of Debt is So Hard I have struggled with debt for my entire adult life and it has been the source of great anxiety over the years. I’ve let debt hold me back from career opportunity, from relationships, and from allowing myself to simply live a better life. After firmly landing myself in over $25,000 of debt and only being able to pay off less than $2,000 each year if even that, I knew there was a problem.  I needed to do something about it. You can follow my debt payoff journey […]

We Finally Closed Our Credit Card Accounts

So, Sunday morning I was hustling around and trying to get as much done before having to head out to church, taking advantage of my wife and kids being gone (they slept over at grandma’s house). It’s amazing the things you can get done when you are distraction free lol. Anyways, we have been going through Financial Peace University, and last week, we had the “Dumping Debt” lesson. Now, Jenni and I have been debt free, other than our house, since June 2013. But, for some reason, I couldn’t bring myself to actually close our two credit card accounts because […]