The guest post I have lined up for you today is going to hit most of us in our gut. It’s all about how much we’re spending on food in our budget. I know in my budget, our family has always had a hard time with this, but we’re slowly getting it more and more under control! Today, Kyle from Dollar Diligence is back to share some tips on how to save money on your groceries. Last time he was here, he told us his story of how he paid off $33,000 of student loans on a teacher’s salary. Take it […]
Make your 2017 New Year’s resolution to finally get rid of your debt. Doing so will help you have a breakthrough year for your financial life.
Kyle shares how he paid off over $33,000 in 18 months while earning a teacher’s salary! Check out his tips here to implement on your debt free journey!
Christmastime can be expensive, but it doesn’t have to be. Check out how to do these 7 family Christmas traditions on a budget this Christmas season.
An attitude of gratitude can have a profound effect on your personal finances. Gratitude helps you in many ways financially. Check out these 5.
Planning out how you will spend your paycheck on purpose and on paper before you receive the money is a surefire way to increase your cash flow.
Lately, I’ve been working on building out one of our rooms in our basement and transforming it into a home theater room that our family can use to have movie night and binge watch our favorite TV shows. It’s been a dream of mine since we first looked at the house before purchase and I’ve continued to put it off for the almost six years we’ve been living there. We finally decided to take the plunge and start building it and there have been many compromises along the way.
I have been tossing an idea around in my head for a while now. What’s the best way to grow income? I really feel that there are two ways to do it, but only one of those ways will lead to unstoppable growth. You can get hired on to earn income, e.g. pizza delivery, work a job, etc. Trading Time For Dollars By taking a job, you are always going to be limited to the hours you can put in because you are always trading time for dollars. And we all only have 24 hours in a day. And, even though […]
Ah, the good old question of whether to keep a little bit of money tucked away into the main checking account. This seems to come up quite often with people just starting out making their budgets and starting to tell their money what to do. I thought it would be a great time to dive in and explain what a checking account buffer is, advantages and disadvantages to having it, and finally, what my family do in regards to this ourselves. If you have never created a budget yourself or need help, please check out this great guide I’ve put […]
Formulating a household budget is important to put the family finances in order. Though, there’s no such formula for creating an ideal household budget, there are some basic strategies which can help you create a proper monthly spending plan. Remember, your budget should be ambitious, but realistic. At first, start with paper and pen to compose a budget according to your lifestyle. It will help you to become familiarized with your income and expenses. Gradually, consider using a spreadsheet program for easy updating. Though, the whole task is not so easy, you need to understand that the key to making […]