French Toast with Blueberries

5 Tips to Stop Eating Your Paycheck; How to Save Money On Food

The guest post I have lined up for you today is going to hit most of us in our gut. It’s all about how much we’re spending on food in our budget. I know in my budget, our family has always had a hard time with this, but we’re slowly getting it more and more under control! Today, Kyle from Dollar Diligence is back to share some tips on how to save money on your groceries. Last time he was here, he told us his story of how he paid off $33,000 of student loans on a teacher’s salary. Take it […]

Learning About Kid’s College Fund Planning

College fund planning. Every parent has wild dreams of hoping to make their child’s upbringing a little better than their own. It is natural to strive for this and is noble as well, as long as you are not sacrificing your own retirement, otherwise we are just trading one problem for another. Over the past week, I’ve been taking some time to go over some research about how much our family is going to need to send our 3 and a half year old and our 1 and a half year old to college when they hit 18. I thought […]

10 Household Budget Mistakes To Avoid

Formulating a household budget is important to put the family finances in order. Though, there’s no such formula for creating an ideal household budget, there are some basic strategies which can help you create a proper monthly spending plan. Remember, your budget should be ambitious, but realistic. At first, start with paper and pen to compose a budget according to your lifestyle. It will help you to become familiarized with your income and expenses. Gradually, consider using a spreadsheet program for easy updating. Though, the whole task is not so easy, you need to understand that the key to making […]