How To Cash Flow Emergencies When You Don't Have An Emergency Fund

How To Cash Flow Emergencies With No Emergency Fund

Emergencies happen all the time. Dave Ramsey commonly says “it’s not if they will happen, it’s when”. We know that we have to prepare for unexpected events to come up and rear their ugly head at some point. How do you handle emergencies when they happen? There are people out there that use a credit card as their emergency fund. Heck, for a little while we have done this as we build up ours. I don’t recommend going this route as common sense would ask, “why are you adding more debt during an emergency”? As we build our emergency fund, we are […]

Ways To Save On Your Independence Day Celebration

Tomorrow is the 4th of July here in the USA and a lot of people are going to be celebrating many different ways whether it be a BBQ cookout with friends, baseball games, fireworks in the sky, carnivals, road trips, there are many ways to blow your budget for July. Make sure you don’t take it too far by remembering ways to save that we will talk about here. Have a Potluck If you are going over to someone’s house for a cookout, see if they’d be open to a potluck where everyone brings a side dish, dessert or even […]

How To Make a Budget In 3 Easy Steps

Creating a budget can be a very empowering or scary experience to some people. Too some people, they don’t want that monster to come out of the closet and tell them exactly what they are spending each month. To others, it gives a sense of control where they feel they really are telling their money where to go and giving every dollar a name and a place to march off to with a set of orders. If you’ve ever had a hard time creating a budget, you’ve come to the right place! I have laid out in 3 easy to […]

2 months down, progress has been made!

So, here we are. Two months in, just over 60 days. My weight loss journey has been rather successful so far. I’ve learned to eat in a whole new way from using better portion control to giving up red meat. I’ve started exercising and learned how to overcome trials when they arise and not to overdo it when trying to make the most of my sessions. I’ve tried to continue to stay active even in a time when it’s hard to get out and exercise. And those darn exercise rings, they are just too tempting. My Progress So Far  Here is […]