Baby Step 3: Fully Funded Emergency Fund Update

So, all the hard work has finally paid off! We finally hit our magic number in our emergency fund and I made the transfer on 8/11/15 to finish it up! This is a very exciting moment since it means that we have  finally set a solid foundation by paying off all debt but our home mortgage and getting a 3-6 month emergency fund in place. We are now set up to focus on taking our extra money and begin investing it into long term growth. It has really been a long road for us to reach this milestone and took […]

How To Make a Budget In 3 Easy Steps

Creating a budget can be a very empowering or scary experience to some people. Too some people, they don’t want that monster to come out of the closet and tell them exactly what they are spending each month. To others, it gives a sense of control where they feel they really are telling their money where to go and giving every dollar a name and a place to march off to with a set of orders. If you’ve ever had a hard time creating a budget, you’ve come to the right place! I have laid out in 3 easy to […]