Baby Step 3: Fully Funded Emergency Fund Update

So, all the hard work has finally paid off! We finally hit our magic number in our emergency fund and I made the transfer on 8/11/15 to finish it up! This is a very exciting moment since it means that we have  finally set a solid foundation by paying off all debt but our home mortgage and getting a 3-6 month emergency fund in place. We are now set up to focus on taking our extra money and begin investing it into long term growth. It has really been a long road for us to reach this milestone and took […]

Father’s Day Weekend

Father’s Day was great! We got to see a lot of family, spend time with our dad’s and get to do something special as a family. I hope you had a great Father’s Day as well. I thought I would just take some time to share what we did! Saturday Morning – Errands Saturday morning was all about getting some loose ends tightened up. I had to get the tires rotated and stopped by our church to drop off some cookies for a memorial that was going on there. While stopping in, I found out that the church’s sound computer […]

6 Things to Think About When Getting a Pay Raise

So, you’ve been working hard to earn more income, you have been putting in the overtime and making yourself as productive and useful as possible. The boss finally realizes that you are worth more at your job and decides to give you a raise. Yay! What do you do with the extra money you are making? I think this question has a lot to do with where you are at in your path to financial freedom. If you still have debt and are still working to pay it off, then your choice is easy, just apply the extra to your […]