French Toast with Blueberries

5 Tips to Stop Eating Your Paycheck; How to Save Money On Food

The guest post I have lined up for you today is going to hit most of us in our gut. It’s all about how much we’re spending on food in our budget. I know in my budget, our family has always had a hard time with this, but we’re slowly getting it more and more under control! Today, Kyle from Dollar Diligence is back to share some tips on how to save money on your groceries. Last time he was here, he told us his story of how he paid off $33,000 of student loans on a teacher’s salary. Take it […]

How To Make a Budget In 3 Easy Steps

Creating a budget can be a very empowering or scary experience to some people. Too some people, they don’t want that monster to come out of the closet and tell them exactly what they are spending each month. To others, it gives a sense of control where they feel they really are telling their money where to go and giving every dollar a name and a place to march off to with a set of orders. If you’ve ever had a hard time creating a budget, you’ve come to the right place! I have laid out in 3 easy to […]

Does Your Budget Constrict or Empower You?

When was the last time that you created a budget? What was the experience like? Do you still budget month to month? Everyone has their own opinions about the dreaded “B” word. Yes, I’m talking about the budget. Depending on who you talk to, some people might shudder at the very word or thought. Others open up and you can tell that they feel freer than ever. They feel the budget helps them stay accountable and helps them get control of other aspects of their life as well. Why is this? What is it that gives people horrible memories about […]

6 Things to Think About When Getting a Pay Raise

So, you’ve been working hard to earn more income, you have been putting in the overtime and making yourself as productive and useful as possible. The boss finally realizes that you are worth more at your job and decides to give you a raise. Yay! What do you do with the extra money you are making? I think this question has a lot to do with where you are at in your path to financial freedom. If you still have debt and are still working to pay it off, then your choice is easy, just apply the extra to your […]

May 2015 – $65,904 – Net Worth Update (-$510.00)

Alright, here goes! My first real Budget Report/Net Worth Update! What Happened This month was a pretty good month overall, but I think with how the paychecks fell at the end of the month, our stats were showing a little skewed. We will see next month anyways. We got a good chunk of money put away into savings this month getting us all that much closer to our Fully Funded Emergency Fund of 6 months of expenses! Can’t wait to get that done so that we can start investing, saving for kid’s college and paying off the mortgage! Net Worth […]