Characteristics of Debt-Free People I Try To Emulate

Characteristics I’ve Tried To Develop More Of A blog post recently published by Dave Ramsey’s team called “7 Characteristics of Debt-Free People” got me thinking the other day. I want to be more like these people. I want to emulate these characteristics. Many of them I’m still not great at, but I am learning more about them and striving to integrate them into my daily life. These characteristics are simple and extend further out then just how you handle your money. So, without further ado, here is how I’ve grown in each of the areas of the top characteristics of […]

Baby Step 3: Fully Funded Emergency Fund Update

So, all the hard work has finally paid off! We finally hit our magic number in our emergency fund and I made the transfer on 8/11/15 to finish it up! This is a very exciting moment since it means that we have  finally set a solid foundation by paying off all debt but our home mortgage and getting a 3-6 month emergency fund in place. We are now set up to focus on taking our extra money and begin investing it into long term growth. It has really been a long road for us to reach this milestone and took […]