Are you drowning in debt payments? Are you ready for a change? In this article, I show how my thought process changed when I was in debt to how I got myself out of debt.
In this post, I give my update to how my progress has been going on almost 3 months into my weight loss journey.
There are many things out there that we want to buy and we end up impulse buying. In this article, I give you 5 ideas to help you stop impulse buying and making bad purchasing decisions.
To get free updates of new posts Click Here What are your thoughts on the above quote? What do you think it means? Have your ways of living changed based on how you are earning? Are you a more generous giver if you are making more?
To get free updates of new posts Click Here Before my wife and I first started out on Dave Ramsey’s plan, we were trying to do many different things at once. We were trying to get out of debt, save, invest for retirement, do discretionary sinking funds, and everything else we could think of all at the same time. I thought that I knew it all and had a plan to work on everything at once and eventually, in 15-20 years time, I would have everything done. I had gone to church and a person I didn’t know at the time […]
Emergencies happen all the time. Dave Ramsey commonly says “it’s not if they will happen, it’s when”. We know that we have to prepare for unexpected events to come up and rear their ugly head at some point. How do you handle emergencies when they happen? There are people out there that use a credit card as their emergency fund. Heck, for a little while we have done this as we build up ours. I don’t recommend going this route as common sense would ask, “why are you adding more debt during an emergency”? As we build our emergency fund, we are […]
What is the worst financial decision that you’ve ever made? We actually financed dishes at 25% interest to get a “free” vacation once. Read the story here.
We got a good chunk of money put away into savings this month getting us much closer to our Fully Funded Emergency Fund of 6 months! We also moved our investments around and ended up taking a hit on that getting things started up after rolling over a 401k into an IRA.
Tomorrow is the 4th of July here in the USA and a lot of people are going to be celebrating many different ways whether it be a BBQ cookout with friends, baseball games, fireworks in the sky, carnivals, road trips, there are many ways to blow your budget for July. Make sure you don’t take it too far by remembering ways to save that we will talk about here. Have a Potluck If you are going over to someone’s house for a cookout, see if they’d be open to a potluck where everyone brings a side dish, dessert or even […]
Creating a budget can be a very empowering or scary experience to some people. Too some people, they don’t want that monster to come out of the closet and tell them exactly what they are spending each month. To others, it gives a sense of control where they feel they really are telling their money where to go and giving every dollar a name and a place to march off to with a set of orders. If you’ve ever had a hard time creating a budget, you’ve come to the right place! I have laid out in 3 easy to […]