Madern Slaves are not in chains. They are in debt.

Are You a Slave to Debt?

I saw this in one of my Facebook groups and thought I would share. The truth of this quote just struck me funny. How true, but sad that in today’s society, we can’t always see the shackles people are wearing, but they are still there, keeping people from their dreams and tying them to a job they don’t like among other things! Which way are you working? Towards more debt or towards freedom? I would challenge you to develop a plan to work off and free yourself from this bondage that we call debt! Some interesting debt facts to consider: Credit Card […]

Home Theater Room Buildout Thoughts & Budget

Lately, I’ve been working on building out one of our rooms in our basement and transforming it into a home theater room that our family can use to have movie night and binge watch our favorite TV shows. It’s been a dream of mine since we first looked at the house before purchase and I’ve continued to put it off for the almost six years we’ve been living there. We finally decided to take the plunge and start building it and there have been many compromises along the way.

Learning About Kid’s College Fund Planning

College fund planning. Every parent has wild dreams of hoping to make their child’s upbringing a little better than their own. It is natural to strive for this and is noble as well, as long as you are not sacrificing your own retirement, otherwise we are just trading one problem for another. Over the past week, I’ve been taking some time to go over some research about how much our family is going to need to send our 3 and a half year old and our 1 and a half year old to college when they hit 18. I thought […]

We Finally Closed Our Credit Card Accounts

So, Sunday morning I was hustling around and trying to get as much done before having to head out to church, taking advantage of my wife and kids being gone (they slept over at grandma’s house). It’s amazing the things you can get done when you are distraction free lol. Anyways, we have been going through Financial Peace University, and last week, we had the “Dumping Debt” lesson. Now, Jenni and I have been debt free, other than our house, since June 2013. But, for some reason, I couldn’t bring myself to actually close our two credit card accounts because […]

FPU Week 1: Super Saving

Jenni and I are working through Financial Peace University this fall and I thought I would do a companion series following the main principles and lessons from our classes. This particular article is based off of the lesson: Super Saving. If you haven’t taken Financial Peace University, I would highly recommend and encourage you check it out as it has completely changed how we handle our money and has allowed us to make a huge turn around in our finances as well as other parts of our marriage as well. What do you expect to be your greatest challenge as […]

Labor Day Weekend Fun

So, this past weekend was Labor Day weekend here in the USA and for many, that meant a 3 day weekend to spend time together and with extended family. Our family got to do the same this weekend, which was nice and relaxing. Canning We were able to hang out and have a rather lazy day on Saturday where I took to some canning (1st timer here) and my neighbor walked me though. I wasn’t planning on starting canning this year, but, my neighbor had a great peach tree this year and I decided to pick some. I couldn’t believe […]